This Privacy Policy describes how DSCR Direct Lending collects, uses, protects, and discloses personal information obtained through our website, broker platform, and business operations.
DSCR Direct Lending is committed to protecting the confidentiality and integrity of the information entrusted to us.
Collection of Personal Information
When you interact with DSCR Direct Lending, including broker registration, loan submissions, service inquiries, or access to online resources, we may collect personal and business related information, including:
- Individual and company names
- NMLS identification number
- Contact information, including phone number and email address
- IP address and website interaction data
- Business and professional information
- Employment and financial details
- Location data
- Identification documents, such as driver’s licenses or passports
- Property information obtained through applications, appraisals, or public records
Information may be collected through online forms, email communications, telephone conversations, document uploads, or direct submissions.
For loan submissions and business purpose transactions, additional documentation may be collected to evaluate eligibility, assess creditworthiness, and facilitate underwriting and processing services.
DSCR Direct Lending does not knowingly collect personal information from children under 13 years of age or individuals below the legal age to contract, and we do not sell personal information of minors.
Use of Personal Information
Personal information is used to:
- Communicate with brokers, partners, and applicants
- Process, underwrite, and evaluate loan submissions
- Provide processing and lending related services
- Respond to inquiries and support requests
- Improve website functionality and user experience
- Comply with legal and regulatory obligations
By submitting your information, you consent to being contacted by DSCR Direct Lending regarding services and business related matters, to the extent permitted by applicable law, even if you are listed on a Do Not Call registry.
Marketing Communications and Opt Out
DSCR Direct Lending may send informational or promotional communications regarding products, programs, or updates.
You may opt out of receiving marketing or promotional emails at any time by clicking the unsubscribe link contained in our communications or by contacting us at info@yourdomain.com.
Opting out of marketing communications will not prevent us from sending transactional, operational, compliance, servicing, or legally required communications related to broker registration, loan submissions, or ongoing business activities.
Information Security
DSCR Direct Lending maintains administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, disclosure, alteration, or destruction.
While we implement commercially reasonable security measures, no method of electronic transmission or storage is completely secure. We encourage discretion when transmitting sensitive information electronically.
Third Party Service Providers
We may share personal information with trusted third party service providers who assist with underwriting, processing, compliance, technology support, analytics, or other necessary business functions.
These providers are contractually obligated to use personal information solely for the services they perform on our behalf and may not use the information for unrelated purposes.
Legal Disclosures
We may disclose personal information when required by law, regulation, subpoena, court order, or other legal process, or when necessary to protect our rights, property, or safety.
Cookies and Web Technologies
Our website may use cookies, analytics tools, and similar technologies to enhance user experience and evaluate website performance.
You may manage cookie preferences through your browser settings. Disabling cookies may impact certain website functionality.
Your Privacy Rights
Access
You may request a copy of the personal information we maintain about you.
Correction
You may request correction of inaccurate or incomplete information.
Deletion
You may request deletion of personal information where there is no lawful basis for continued processing, subject to regulatory and legal retention requirements.
To exercise your privacy rights, please contact us using the information below. DSCR Direct Lending does not discriminate against individuals for exercising their privacy rights.
Social Media and External Links
Our website may contain links to third party websites or social media platforms. DSCR Direct Lending is not responsible for the privacy practices or content of external sites. We encourage you to review their privacy policies before providing personal information.
Updates to This Policy
DSCR Direct Lending reserves the right to update this Privacy Policy at any time. The most current version will be posted on our website. Continued use of the website following updates constitutes acceptance of the revised terms.
Contact Information
DSCR Direct Lending
[Insert Address][Insert Phone Number]info@yourdomain.com